Introduction to Expandable
E112: Common Misconceptions Business Owners Have About Banks
21 September 2026
In this week's episode, hosts Ryan James and Lee Murray discuss some of the common misconceptions small business owners have about banks. They explore why banks aren't all the same, how many specialize in specific industries and services, and why finding a bank that understands your business can make a difference.
E111: Should Businesses Hire A Chief Fraud Officer?
14 September 2026
In this week's episode, hosts Ryan James and Lee Murray discuss how fraud can find its way into every area of a business. They explore how seemingly routine transactions can become costly when no one stops to ask questions.The conversation also looks at the responsibility business leaders have to stay involved and regularly review what's happening across their organization.
E110: The Pressure of Growth on Small Businesses in 2026
7 September 2026
In this week's episode, hosts Ryan James and Lee Murray discuss what growth looks like for small businesses in today's economy. They explore how technology and AI are making it easier than ever for entrepreneurs to start and operate lean businesses, while also examining why scaling beyond that point brings a very different set of challenges.The conversation looks at the financial realities of growth, from building cash reserves and hiring at the right time to managing cash flow and avoiding unnecessary debt.
E109: Bank CEO Gets Interviewed by Bank Intern
31 August 2026
In this week's episode, Ryan James sits down with Surety Bank intern Brinkley Colquitt to discuss the future of banking from the perspective of the next generation. They explore stablecoins, blockchain, AI, and how emerging technologies could change banking and the skills future professionals will need.
E108: A Bank CEO Reacts to 401K Fraud Scheme
18 August 2026
In this week's episode, hosts Ryan James and Lee Murray explore how scams are becoming increasingly difficult to recognize. They discuss a job interview scam that resulted in a compromised computer and stolen retirement funds, highlighting how easily personal and financial information can become vulnerable. The conversation looks at practical ways to reduce your risk.
E107: Bank CEO's POV on the Impact of AI
10 August 2026
In this week's episode, hosts Ryan James and Lee Murray explore how AI is reshaping the software industry and changing the way businesses think about technology. They discuss why many companies are paying for software they don't fully use, how AI is exposing that inefficiency, and why the technology itself may also be getting oversold.
**Disclaimer:** The information provided in the Expandable podcast is for general informational purposes only and should not be construed as financial advice. While Ryan James is the President and CEO of Surety Bank, I am not a licensed financial advisor. All opinions expressed are my own and do not reflect the opinions of Surety Bank or its affiliates. Any information shared on this podcast should be considered as my personal viewpoint and not as an endorsement or recommendation of any specific financial strategy, investment, or product. Listeners should consult with a qualified financial advisor before making any financial decisions. Surety Bank and I are not responsible for any losses or damages incurred as a result of actions taken based on the content of this podcast. Lee Murray is not a financial advisor. All opinions expressed are his own and do not reflect the opinions of Surety Bank or its affiliates. Remember, investing and financial planning involve risk, and it’s important to do your own research and consider your financial situation and goals before making any decisions.
Hosts Ryan James, CEO of Surety Bank and Lee Murray, Marketing Strategist at Harvard Murray Consulting, address all of the topics that are most critical to the growth of small to midsize businesses. Each of the episodes are born out of personal experience and making lots of mistakes themselves. This series is a resource for owners and CEOs who want to expand their business.
